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Check Your Potential
Eligibility for Home Care

Our free, no obligation screener helps you find out if you or a loved one may qualify for Medicaid home care benefits in Virginia, South Carolina, or the US Virgin Islands. No paperwork, no pressure, completely confidential.

Start Your Free Check, No Obligation

Educational Tool Only. Not a Government Service. Lar Care is a private home care provider and is not contracted by, affiliated with, or representing any government agency, including HHS, CMS, SCDHHS, DMAS, or USVI DHS. This is a free educational resource to help families estimate whether they may meet general Medicaid eligibility criteria. Results do not constitute an official eligibility determination and cannot guarantee state or territory approval. For an official determination, always apply directly through your state Medicaid agency.

Check Your Potential Eligibility

Answer 5 quick questions in about one minute. Free, no obligation, completely confidential. Covers Virginia, South Carolina, and the US Virgin Islands.

Which state or territory are you in?

Medicaid rules differ by location. We cover Virginia, South Carolina, and the US Virgin Islands.

What is the person's age and disability status?

Age and disability determine which Medicaid program track applies.

How much help is needed with daily activities?

Daily activities include bathing, dressing, eating, moving around, and personal hygiene.

What is the approximate monthly gross income?

Medicaid uses income limits that vary by state and program track.

What is the person's citizenship or immigration status?

Most Medicaid programs require U.S. citizenship or qualified immigration status.

⚠️ IMPORTANT: PLEASE READ BEFORE CONTINUING

This tool is a high-level screening aid only. It is designed to help you understand whether you may meet general eligibility criteria for Medicaid or Medicare home care benefits. It is not an official determination of eligibility, a guarantee of coverage, or a promise of benefits.

We are not the government. This screener is operated by a private company and is not affiliated with, endorsed by, or authorized by the U.S. Department of Health and Human Services (HHS), the Centers for Medicare & Medicaid Services (CMS), the South Carolina Department of Health and Human Services (SCDHHS), the Virginia Department of Medical Assistance Services (DMAS), the U.S. Virgin Islands Department of Human Services (USVI DHS), or any other government agency.

Results are not guaranteed. Actual eligibility is determined solely by the applicable government agency after a complete, formal application review. Many factors (including medical assessments, asset verification, household composition, waiting list availability, and program capacity) cannot be fully captured by this screener.

This screener does not create legal rights or obligations. A positive screening result does not guarantee you will receive benefits. A negative result does not mean you are definitively ineligible. You may still qualify and should apply directly.

No liability. To the fullest extent permitted by law, Lar Care accepts no responsibility or liability for decisions made in reliance on this screener's output. You should not make financial, medical, housing, or care decisions solely based on this tool's results.

Privacy. Information you enter is used only to generate your screening result. Refer to our Privacy Policy for details on data handling.

Always apply directly. To obtain an official eligibility determination, contact your state or territory Medicaid agency or call 1-800-MEDICARE (1-800-633-4227) for Medicare questions.

By clicking "I Understand and Accept," you confirm that you have read, understand, and agree to these terms.

Common Questions

Frequently Asked Questions

Answers to the questions we hear most often.

Yes. This screener is completely free with no obligation of any kind. We do not sell, rent, or share your information with any third party without your explicit consent. Using this tool does not enroll you in any program or commit you to any service.
No. A positive result from this screener means you appear to meet general eligibility criteria based on the factors you selected. It is not an official determination of eligibility and does not guarantee benefits. Official Medicaid eligibility is determined solely by your state or territorial Medicaid agency after a complete formal application, clinical assessment, asset verification, and review of household composition.
South Carolina is an income cap state: the $2,901/month hard cap applies and no spend-down is available for long-term care Medicaid. Virginia is NOT an income cap state for all pathways; medical expense deductions may apply in certain cases. The USVI has separate income limits for the ABD and General tracks. A Lar Care specialist can review your full situation.
Absolutely. Many of our inquiries come from adult children or spouses seeking coverage for a loved one. The screener and consultation process are designed to help in exactly those situations.
No. The U.S. Virgin Islands operates Medicaid under 42 CFR Part 436 as a territory program. It does not have an HCBS Waiver like SC or VA. Home care is delivered through the State Plan Home Health benefit. Importantly, prior authorization is always required for all home health services in the USVI. Contact USVI DHS at (340) 774-0930 or dhs.vi.gov for details.
Processing times vary by state, typically 30 to 90 days after a complete application is submitted. Note that the SC Community Choices Waiver and VA CCC+ Waiver may have waiting lists, as slots are capped. Apply as soon as possible to establish your place in line.